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David "Del" Hegland is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in California (CA Insurance License OD46533). No insurance business may be conducted outside the state referenced.

David "Del" Hegland is a Registered Representative and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency and a New York LIfe Company.

In this regard, this communication is strictly intended for individuals residing in California. No offers may be made or accepted from any resident outside the specific state referenced.

Neither New York Life Insurance Company nor its agents or affiliates provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.